Bajaj Finserv – Instant Loans,Credit Card,EMI Card


> Bajaj Finserv App is now available in English, हिन्दी, தமிழ், తెలుగు, मराठी, اردو, ਪੰਜਾਬੀ, বাংলা, କରେ, and ಕನ್ನಡ
3.9/5 Votes: 291,705
Bajaj Finance Limited
June 23, 2021
6.0 and up
Get it on
Google Play

Report this app


> Bajaj Finserv App is now available in English, हिन्दी, தமிழ், తెలుగు, मराठी, اردو, ਪੰਜਾਬੀ, বাংলা, କରେ, and ಕನ್ನಡ
> Through Bajaj Finserv Experia App, users can instantly apply for the following products.

* Personal Loan + EMI calculator
* Home Loan Balance Transfer + EMI calculator
* Business Loan + EMI calculator
* Doctor Loan
* Fixed Deposits + FD Calculator
* Insurance products
* Loan Against property
* Chartered Accountant Loan
* RBL- Bajaj Finserv Credit Card
* Health EMI Card
* Add-on Card

What’s new:

* EMI calculators – Personal loan, Home loan, Business loan and Fixed Deposit
* Avail Pre-approved Loan Offers
* App Available in 14 Regional Languages
* Manage Existing Loans and investments
* New and improved draw down functionality
* Bug Fixes

> The Bajaj Finserv Experia App is the one-stop solution for all post-loan or investment services provided by Bajaj Finserv, India’s most diversified non-banking financial company. Benchmarked against the best in the industry, the app comes with a clean, simple user interface, a design to deliver an excellent user experience and intuitive navigation.

>New users can also check their preapproved limit assigned for the following products, you just need to login using your mobile number and authenticate using OTP received.

* RBL- BFL Credit Card
* EMI Card
* Personal Loan
* Doctor Loan
* Business Loan
* Chartered accountant loan
* Insurance products
* Loan against property
* Fixed deposits

> Bajaj Finserv app may collect information with your consent from your mobile device like device location, device information (including storage, model, installed apps, Wi-Fi, mobile network) transactional and promotional SMS, communication information including contacts to provide customized offerings

> Here is what existing BFL customers can do with the new and improved app.

* Active relations: View and manage your active loans and investments, make payments, download your financial statements on the go.

* Previous relations: Access information on your closed loans and investments, view your statements and more.

* Pre-approved offers: View and apply for pre-approved offers customized for you in click of a button. Click here to check your preapproved offer

* Payments: Pay your EMIs, part pre-pay or foreclose your loans and access information on future payments through the app itself.

* Drawdown facility: Drawdown functionality is now a lot more convenient than before.

* Notifications: View all your payments, statement downloads and offer notifications on the home page under the notifications tab.

* Raise a request: Log a request, check status and a more detailed view of previous requests.

* Navigation across apps: Easy navigation across Experia and BFL Wallet

* Rate us: You can review the app and rate us at just a click.

* Other assets: You can navigate from this app to other Bajaj Finserv assets easily through the main navigation menu.

* Calculators: EMI calculators for Personal loan, Business loan, Home loan and Fixed deposits.

> Personal Loans

* Apply for a personal loan of up to Rs.25 lakh from Bajaj Finserv and get instant approval with minimal documentation. Borrow your amount without pledging any collateral and get your loan disbursed in just 24 hours.


* Finance Amount : Minimum 30,000 to Maximum 25 Lakhs
* Repayment Tenure : Minimum 12 Months to Maximum 84 Months
* Rate of Interest / Annual Percentage Rate (APR) : Minimum 12% to Maximum 34%
* Processing Fees : Rs. 500 to Rs 2000

For ₹1,00,000/- borrowed, at interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), you would pay:

Processing fee = 1000

Other charges = 100

Interest = 13472

Total amount repaid after a year = 114572

*Interest rate and processing fees varies as per your product

What's new

Minor bug fixes and added features.



Leave a Reply

Your email address will not be published. Required fields are marked *